The following is a statistic with which to start the haunting period: 42percent of grownups will be less willing to date an individual who had credit that is bad.
Yes, it works out that all those commercials that are obnoxious TV (not forgetting the extremely catchy people) have a spot. And it’s really not merely your love life that may suffer. The simple truth is, like it or hate it, credit is becoming an almost-pervasive element of contemporary life that may harm much more ways than a lot of people ever understand.
So can being fully a ghost — having no credit could be just like bad as having credit that is bad.
Credit “ghosts” are people who have no credit score. They will have either no credit history activity or not enough for the reporting agencies to construct a credit history around. Continue reading